Helping you NET the home of your dreams.

Getting Mortgages Is Now Considerably Easier Than a Year Ago

If you are hesitant to start the home buying process due to fear of getting a mortgage, you do not need to worry! Getting mortgages is now much easier, compared to last year, according to the Zillow Mortgage Access Index (ZMAI).

zmai, Zillow mortgage access index

In 2007 which is when the housing crisis hit, mortgages were much harder to come by with the worst period being in September of 2010. Before this time, they peaked in 2004 and has been a decline since then, until recently.

In the past two years the doors have opened wider and lenders have been more lenient with giving mortgages. Now, low credit scores or down payments doesn’t mean you will be limited to unappealing loans. You now have a better opportunity to get those conventional loans with private mortgage insurance.

Dont hesitate any longer, 2015 is a great year to purchase a home and you do not want to let this chance slip by. Contact Charlie Kelly, your Sandbridge Real Estate Agent, today!

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