Helping you NET the home of your dreams.

The Fed Announcement: What It Means for Mortgage Rates and the Housing Market

The Federal Open Market Committee announced on September 17, 2015 that the benchmark interest rate for short-term lending will remain at its current level of 0-.25 percent. U.S. interests rates remain at historically low levels, even though 2015 was supposedly the year they were going to rise. That being said, in the next couple of months rates will eventual slow start to climb.

“The federal funds rate, and in turn mortgage rates, remain low and will likely end the year roughly where they started it. For most markets and buyers around the country, the effects of any eventual interest rate hikes should be pretty small in the near term, but in some unaffordable markets where buyers are already stretching their finances, higher interest payments could more dramatically limit buyers’ options,” said Zillow Chief Economist Svenja Gudell.

In some markets, the higher interest rates could have a big effect on buyers and limit their options. These markets are big cities such as San Francisco and NYC, where housing is expensive. Other markets such as Cleveland, where home values are lower, higher rates will have very little impact.

For example, below is a chart to help you see how monthly mortgage payments would be affected if the rates rose to 4, and 5 percent. These calculations are assuming a $20,000 down payment.

        Monthly Mortgage Payment

3.81% 4% 5%
$150,000 $767 $780 $851
$250,000 $1,234 $1,256 $1,375
$350,000 $1,701 $1,732 $1,898

As you can see in above, the higher the purchase price, the greater the impact a rate increase will have.

This is good news for the housing market, as the majority of markets around the country will not see much of an impact from a percent or two change in interest rates.


Full article from Zillow –

  1. Bitcoin Mining high hash

    I make 0.56 bitcoin by mining using my old laptop in 2 months.

  2. Billige Fodboldtrøjer

    Many thanks, this website is really practical.

  3. Empire Carpet

    Muchos Gracias for your article post.Thanks Again. Really Cool.

  4. fodboldtrøjer

    Great website! It looks really good! Maintain the excellent job!

  5. maglie calcio

    Thanks intended for giving this sort of very good info.

  6. fotballdrakter

    Wow because this is great job! Congrats and keep it up.

  7. fotbollströjor barn

    Passion the site– really user pleasant and great deals to see!

  8. Melayu Nakal

    Gadis Melayu Nakal

  9. Free Auto Approve List 7-2-2018

    I hope you all have a great week. I’ve added a new list. This is the biggest list so far.

  10. Shani

    When it comes to the matter of perfumes, you sure have a lot of options to choose from. From its many different types to its huge assortment of brands, no matter what your preferences are, you will surely find a perfume that will tickle your fancy.

  11. Mundial Cams

    Cool info! Interesting article over this website. It’s pretty worth enough for me. In my opinion, if all website owners and bloggers made good content as you did, the net will be a lot more useful than ever before.| I couldn’t refrain from commenting. I have spent 2 hours looking for such article. I will also share it with a couple of friends interested in it. I’ve just bookmarked this web. Right now with the job done, I’ll watch some Russia 2018 Webcams. Gracias!!! Regards from Russia WM!

  12. kiranightlyxo

    You’re in some serious need of relaxation. That’s where a site like comes in handy. You can do a whole lot of relaxing there. You’ll find plenty of fun girls to talk to. These are the hottest and most wild girls on the internet. Chat with them and have yourself a good time.

  13. Camala

  14. computer recycling companies swindon

    Thanks for enabling me to attain new tips about computer systems. I also have belief that one of the best ways to keep your mobile computer in excellent condition is by using a hard plastic-type case, or shell, that fits over the top of one’s computer. Most of these protective gear are model unique since they are made to fit perfectly across the natural covering. You can buy these directly from the vendor, or via third party places if they are readily available for your laptop, however not every laptop may have a spend on the market. Once again, thanks for your points.

  15. auto post facebook group

    post jobs on facebook

    facebook multiple

  16. how to make women want you sexually

    Unquestionably consider that which you said. Your favourite reason seemed to be on the web the simplest factor to take into account of. I say to you, I certainly get annoyed whilst people consider concerns that they just don’t know about. You controlled to hit the nail upon the highest as well as defined out the entire thing without having side-effects , folks could take a signal. Will probably be back to get more. Thanks

  17. Waldenbuch Ferienwohnung

    Schöne ruhige 1-Zimmer Wohnung / Küche / BAD / WC / SAT-TV / Internet / Waschmaschine Im Grünen gelegene, komfortable, am Ende einer Sackgasse, helle ruhige 1-Zimmerwohnung mit separatem, eigenem Eingang. Die Wohnung wurde im Mai 2018 komplett renoviert und Neu eingerichtet. Parkplatzmöglichkeiten gibt es auf der öffentlichen Straße und sind in der Regel immer vorhanden. Die Wohnung hat einen 40 Zoll Sat-TV, eine Waschmaschine, sowie Internet (Wlan) gegen eine kleine Gebühr. Ein Bügeleisen und Bügelbrett sind ebenfalls forhanden. In der Küche finden Sie neben einem Backofen mit Cerankochfeld, eine Geschirspülmaschine, einen Kühlschrank mit 4-Sterne Gefrierfach, eine Kaffeemaschine ,Wasserkocher sowie einen Toaster. Der Schoko- “laden“ Werksverkauf der Weltberühmten Marke Ritter Sport sowie das Ritter Museum und das Ritter Museums-Café erreichen sie nach ca. 450 Meter bzw. 6 Minuten zu Fuß. Für Naturliebhaber lädt der schöne Schönbuch-Wald direkt vor der Haustüre zu Spaziergängen oder Wanderungen ein. Waldenbuch liegt am Nördlichen Rand des Waldgebiets und gleichnamigen Naturparks Schönbuch ca. 17 km südlich von Stuttgart und hat ca. 8500 Einwohner. Nach Böblingen sind es ca.14 km, nach Tübingen ca. 19 km und zur Messe Stuttgart ca. 12 km. Idyllisch im Tal gelegen strahlt Waldenbuch heute mit seinen Fachwerkhäusern, Brunnen und Staffeln im historischen Altstadtkern einen ganz besonderen Charme aus. Sowohl die Stadtkirche St. Veit mit ihrem 36 Meter hohen Kirchturm als auch das wunderschöne Schloss begeistern die Gäste. 24h Check-In nach Absprache möglich Lebensmitteldiscounter wie Lidl, DM-Drogerie-Markt, Penny Markt und Getränkemarkt erreicht man zu Fuß in ca. 5 bis 20 Minuten. Durch die ruhige aber dennoch zentrale Lage der Wohnung ist man mit dem Auto in kurzer Zeit in Stuttgart, Tübingen, Esslingen, Böblingen der Outlet-Stadt Metzingen oder Sindelfingen.

  18. auto posting software

    edit groups in facebook

    poster king

  19. mature sex



  20. Ferienwohnung Waldenbuch

    TOP !!! Beautiful quiet 1-room apartment / kitchen / bath / WC / SAT-TV / Internet / washing machine In the countryside, comfortable, at the end of a cul-de-sac, bright quiet 1-room apartment with separate, private entrance. TOP !!! The apartment was completely renovated in May 2018 and refurbished. TOP !!! Parking is available on the public road and are always available. TOP !!! The apartment has a 40 inch satellite TV, a washing machine, as well as internet (wi-fi) for a small fee. An iron and ironing board are also available. In the kitchen you will find an oven with ceramic hob, a dishwasher, a refrigerator with 4-star freezer, a coffee machine, kettle and a toaster. The chocolate “shop” factory outlet of the world-famous brand Ritter Sport as well as the Ritter Museum and the Ritter Museums-Café can be reached after about 450 meters or 6 minutes on foot. For nature lovers, the beautiful Schönbuch forest invites you right outside the front door to walks or hikes. Waldenbuch is located on the northern edge of the forest and the natural park Schönbuch about 17 km south of Stuttgart and has about 8500 inhabitants. It is about 14 km to Böblingen, 19 km to Tübingen and about 12 km to the Messe Stuttgart. Idyllically located in the valley, Waldenbuch today radiates a special charm with its half-timbered houses, fountains and seasons in the historic old town center. Both the town church of St. Veit with its 36 meter high church tower and the beautiful castle delight the guests. 24h check-in by arrangement possible Food discounters such as Lidl, DM drugstore market, penny market and beverage market can be reached on foot in about 5 to 20 minutes. Due to the quiet but central location of the apartment is by car in a short time in Stuttgart, Tübingen, Esslingen, Böblingen the outlet city Metzingen or Sindelfingen.

  21. andrew strutt

    andrew strutt is a bipolar rapist psychopath DOB 6/3/1975 has raped 2 girls at HOPE hacker conventions. andy strutt wife Sichan Li is in the United States illegally. andy strutt has an undiagnosed psychiatric disorder from a head injury. andrew david strutt has taken money from Lebanse Intelligence Officer and recently arrested hacker and owner of Krypton Security Khalil Sehnaoui. andrew david strutt accepted a hotel suite in Las Vegas in 2015, 2016, and 2017 in excess of $2,000 a night from Khalil Sehnaoui. andrew david strutt wife is a former reporter and Chinese Communist Party reporter. andrew david strutt wife has access to his secret material. sprint phone 321-917-5986 google voice 702-514-0650 works at leidos cyber

  22. see this

    I simply want to say I’m beginner to blogging and site-building and truly liked your web blog. Almost certainly I’m planning to bookmark your website . You really come with great well written articles. Thanks a lot for revealing your website page.

  23. tennessee finesse shirt

    Can you please add Google Reader compatibility? It’s not able to recognize your RSS feed. You can email me if you need help in getting it to work.


    I’ve learned new things out of your blog post. One other thing I have observed is that in many instances, FSBO sellers will reject people. Remember, they might prefer not to use your companies. But if anyone maintain a reliable, professional connection, offering help and being in contact for about four to five weeks, you will usually manage to win a conversation. From there, a listing follows. Thanks a lot

  25. giorgianni

    You probably make it seem simple along with your presentation having said that i in discovering this kind of issue for being really one thing that I think I might in no way understand koleksi youtube indonesia. The item form of thinks also difficult and massive to me. We are anticipating on your own next distribute, I am going to attempt to master the item!

  26. ViralStyle

    I simply wished to appreciate you yet again. I’m not certain what I would have achieved without the entire advice documented by you regarding such area. Certainly was a depressing situation in my position, but encountering this professional avenue you processed that made me to cry for happiness. I am just happier for your information and even wish you really know what a powerful job you happen to be providing teaching people today by way of your web blog. Most probably you have never come across any of us.

  27. brad browning

    I have been browsing on-line greater than 3 hours these days, but I by no means found any fascinating article like yours. It’s beautiful price sufficient for me. In my view, if all web owners and bloggers made excellent content material as you did, the internet might be a lot more useful than ever before.

  28. new york love song

    I was so delighted by this that I made this tuneful playlist!

  29. hasil riset saham hari ini

    Your post on The Fed Announcement on Mortgage Rates | Sandbridge Real Estate Net is awesome. We hope u can continue writing many lot article soon. Viva

  30. Discount ferragamo belt

    The Fed Announcement on Mortgage Rates | Sandbridge Real Estate Net

  31. Salvatore Ferragamo Belts

    ferragamo belt sale

    The Fed Announcement on Mortgage Rates | Sandbridge Real Estate Net

  32. maglie calcio

    Hi-ya, awesome websites you’ve gotten presently.

  33. magliette calcio

    I adore this website – its so usefull and helpfull.

Leave a Reply