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Mortgage Rate Update – July 28, 2015

Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgages at 3.83 percent, down 8 basis points from the same time last week.

The 30-year fixed mortgage rate moved lower throughout the week before settling at the current rate on Tuesday.

“Mortgage rates fell last week to their lowest level since early June,” said Erin Lantz, vice president of mortgages at Zillow. “There is potential for increased rate volatility this week as markets look to Wednesday’s Federal Open Market Committee statement and Thursday’s GDP report. Rates could move back up if the data are stronger than expected.”

Additionally, the 15-year fixed mortgage rate was 2.97 percent, and for 5/1 ARMs, the rate was 2.84 percent.

Check Zillow Mortgages for mortgage rate trends and up-to-the-minute mortgage rates for your state, or use the mortgage calculator to calculate monthly payments at the current rates.

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